Our compensation package is structured to rank in the top tier of Texas programs. An added benefit is that Waco enjoys a cost-of-living index well below the national average with many affordable housing options in reach, including home ownership.

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Additional benefits include:

  • Employer-covered, personal health insurance (100%)
  • Employer-sponsored, shared dependent health insurance (50%)
  • Dental insurance
  • Cafeteria plan, flexible spending accounts (FSA) – health, dependent care, and premium expenses
  • Life and disability insurance – life insurance for 2x annual salary, 4x annual salary for accidental death; disability insurance for 60% of income
  • Workers compensation insurance
  • Malpractice insurance – Federal Tort Claims Act (FTCA) coverage
  • 403(b) retirement plan
  • Certifications: ACLS, NRP, PALS, ALSO, Nexplanon
  • Texas medical license reimbursement – prorated
  • UpToDate – institutional subscription
  • Meals – free conference meals, free hospital meals, on-call meal vouchers
  • Free parking
  • Dues – AAFP, TMA
  • Lab coats and scrubs

*Moving, cell, and laptop allowances apply to fellows new to WFM.


Numerous moonlighting opportunities exist, ranging from our internal acute care clinic to rural emergency rooms. All moonlighting is coordinated by a designated PGY3 Moonlighting Coordinator.

"Why did I choose Waco? The people, the people, the people. My wife hit it off with the other wives. We wanted a place with some acreage. We bought a 3 bdrm/2bath on 13 acres for what an apartment in Houston would cost."
Edwards Ben Headshot
Ben Edwards, MD
Chief Resident, Class of 2005